If your a Massachusetts company with 50 full time employees or less and are looking to start offering medical insurance we can help. Integrity Benefits LLC is a registered medical insurance broker with the state of Massachusetts and we can guide you through you multiple options based on cost, network and plan levels that fits you best. Don't hesitate to reach out to us through the contact menu button on the top of this page.
This is the most common type of permanent insurance policy. It offers a death benefit along with a savings account. If you pick this type of life insurance policy, you are agreeing to pay a certain amount in premiums on a regular basis for a specific death benefit. The savings element would grow based on dividends the company pays to you.
With term insurance the insured has the death benefit coverage for the duration of the term selected. There is no cash value accumulation or savings account element with a term life insurance product. At the end of the term the insured will have conversion options or let the coverage expire.
This plan pays you cash benefits directly when you seek treatment for an accidental injury. Benefits are payble for intial treatment, xrays, MRI's, hospitalization, surgeries and more. The more services you receive from the injury the more benefits paid to you. Individual through two-parent family coverage available.
We all know people who have dealt with or passed away from cancer and it can be financially burdensome because of out of pocket expenses. This plan pays the insured on diagnosis, treatment, hospitalization, surgery and more.... - yearly wellness benefit paid on covered cancer screenings also. Children under 26 covered at no cost.
This plan pays a lump sum cash benefit you choose of either $10,000, $15,000 or $20,000 if insured has a covered critical illness event such as heart attack, stroke, end-stage kidney failure, sudden cardiac arrest, coma or paralysis.